{"id":21228,"date":"2018-09-12T13:14:25","date_gmt":"2018-09-12T04:14:25","guid":{"rendered":"https:\/\/staging.tarotrade.com\/?p=21228"},"modified":"2018-09-12T13:14:25","modified_gmt":"2018-09-12T04:14:25","slug":"how-to-pay-from-transfer-wise","status":"publish","type":"post","link":"https:\/\/staging.tarotrade.com\/?p=21228","title":{"rendered":"How to pay from Wise"},"content":{"rendered":"<p class=\"isSelectedEnd\"><strong>Last update: 28 March 2026<\/strong><\/p>\n<div contenteditable=\"false\">\n<hr \/>\n<\/div>\n<h2>Contents<\/h2>\n<ol start=\"1\" data-spread=\"false\">\n<li><a href=\"#wise\">Why we recommend using Wise<\/a><\/li>\n<li><a href=\"#account\">How to create a Wise account<\/a><\/li>\n<li><a href=\"#wisetag\">The easiest way to pay \u2014 Use our Wise Tag (Recommended)<\/a><\/li>\n<li>\n<p class=\"isSelectedEnd\"><a href=\"#transfer\">Complete the transfer&nbsp;<\/a><\/p>\n<\/li>\n<li>\n<p class=\"isSelectedEnd\"><a href=\"#wisevideo\">Wise officail Tuorial Video&nbsp;<\/a><\/p>\n<\/li>\n<li>\n<p class=\"isSelectedEnd\"><a href=\"#swift\">How to create a SWIFT transfer using Wise (Not recommended)<\/a><\/p>\n<\/li>\n<\/ol>\n<div contenteditable=\"false\">\n<hr \/>\n<\/div>\n<h2><a id=\"wise\">Why we recommend using Wise<\/a><\/h2>\n<p class=\"isSelectedEnd\">We strongly recommend using <strong>Wise<\/strong> for international payments instead of a traditional bank-to-bank transfer.<\/p>\n<p class=\"isSelectedEnd\">Wise is faster, offers better exchange rates, and has significantly lower fees compared to international wire transfers.<\/p>\n<h3>Benefits of using Wise<\/h3>\n<p class=\"isSelectedEnd\">\u2022 <strong>Better exchange rates<\/strong><br \/>Wise usually offers a much better currency rate than banks. For large payments, this can save hundreds of dollars.<\/p>\n<p class=\"isSelectedEnd\">\u2022 <strong>Lower transfer fees<\/strong><br \/>You can avoid typical international wire fees of $20\u2013$30 (or more) charged by banks.<\/p>\n<p class=\"isSelectedEnd\">\u2022 <strong>Full transaction visibility<\/strong><br \/>You can track your transfer status at any time.<\/p>\n<p class=\"isSelectedEnd\">\u2022 <strong>Fast processing time<\/strong><br \/>Transfers usually complete within <strong>1\u20132 business days<\/strong> once your account is verified.<\/p>\n<div contenteditable=\"false\">\n<hr \/>\n<\/div>\n<h2><a id=\"account\">How to create a Wise account<\/a><\/h2>\n<p data-start=\"120\" data-end=\"317\">Please register using the link below to receive an exclusive benefit (such as fee-free transfer on your first transaction):<br data-start=\"278\" data-end=\"281\" \/> <a href=\"https:\/\/wise.com\/invite\/dic\/taroo4\" target=\"_new\" rel=\"noopener\" class=\"decorated-link\" data-start=\"281\" data-end=\"315\"><\/a><a href=\"https:\/\/wise.com\/invite\/dic\/taroo4\">https:\/\/wise.com\/invite\/dic\/taroo4<\/a><\/p>\n<p data-start=\"319\" data-end=\"431\">Alternatively, you can register directly via Wise\u2019s official website (no referral benefit):<br data-start=\"410\" data-end=\"413\" \/> <a href=\"https:\/\/wise.com\" target=\"_new\" rel=\"noopener\" class=\"decorated-link\" data-start=\"413\" data-end=\"429\"><\/a><a href=\"https:\/\/wise.com\">https:\/\/wise.com<\/a><\/p>\n<p data-start=\"433\" data-end=\"542\">This guide mainly uses the Wise smartphone app, but the same steps can also be completed on the Wise website.<\/p>\n<h3>Basic account setup<\/h3>\n<ol start=\"1\" data-spread=\"false\">\n<li>\n<p class=\"isSelectedEnd\">Create your Wise account.<\/p>\n<\/li>\n<li>\n<p class=\"isSelectedEnd\">Verify your identity (required for international transfers).<\/p>\n<\/li>\n<\/ol>\n<p>After your account is ready, proceed to the next section to add our bank details for your first transfer.<\/p>\n<h2>&nbsp;<a id=\"wisetag\">The easiest way to pay \u2014 Use our Wise Tag (Recommended)<\/a><\/h2>\n<p class=\"isSelectedEnd\">Most customers use Wise for the first time when paying us.<br \/>The simplest and safest way to send money is by using our <strong>Wise Tag<\/strong>.<\/p>\n<p class=\"isSelectedEnd\">Wise officially recommends using a Wise Tag when sending money to a business account because it helps prevent transfers from being sent to the wrong recipient.<\/p>\n<p>&nbsp;<\/p>\n<h3>Pay instantly using this link<\/h3>\n<p class=\"isSelectedEnd\"><a href=\"https:\/\/wise.com\/pay\/business\/l38kz5\"><\/a><a href=\"https:\/\/wise.com\/pay\/business\/l38kz5\">https:\/\/wise.com\/pay\/business\/l38kz5<\/a><\/p>\n<p class=\"isSelectedEnd\">You can also search our Wise Tag inside the Wise app:<\/p>\n<p class=\"isSelectedEnd\"><strong>Wise Tag:<\/strong> @l38kz5&nbsp;<br \/>or scan below QR code.&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\" size-full wp-image-21225\" src=\"https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-Taros-trade-japan-tag.png\" alt=\"\" width=\"375\" height=\"460\" srcset=\"https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-Taros-trade-japan-tag.png 556w, https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-Taros-trade-japan-tag-245x300.png 245w, https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-Taros-trade-japan-tag-430x527.png 430w, https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-Taros-trade-japan-tag-150x184.png 150w\" sizes=\"auto, (max-width: 375px) 100vw, 375px\" \/><\/p>\n<h3>Why this is the best payment method<\/h3>\n<p>\u2022 No need to manually enter bank details<br \/>\u2022 No risk of entering incorrect account information<br \/>\u2022 Fast and beginner-friendly<br \/>\u2022 Officially recommended by Wise for business payments<\/p>\n<h2>How to send money using our Wise Tag<\/h2>\n<h3>Step 1 \u2014 Open the payment link or Wise app<\/h3>\n<p class=\"isSelectedEnd\">Open the link above or tap <strong>Send<\/strong> in the Wise app.<\/p>\n<h3>Step 2 \u2014 Confirm recipient<\/h3>\n<p class=\"isSelectedEnd\">Wise will automatically open our business account:<br \/><strong>Tarotrade Japan<\/strong><\/p>\n<h3>Step 3 \u2014 Enter the amount in JPY<\/h3>\n<p class=\"isSelectedEnd\">Enter the amount in <strong>Japanese Yen (JPY)<\/strong> exactly as written in your invoice.<\/p>\n<p class=\"isSelectedEnd\">Tap <strong>Continue to pay<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\" size-full wp-image-21226\" src=\"https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-payment.png\" alt=\"\" width=\"601\" height=\"546\" srcset=\"https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-payment.png 1798w, https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-payment-330x300.png 330w, https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-payment-880x800.png 880w, https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-payment-768x698.png 768w, https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-payment-1536x1396.png 1536w, https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-payment-1320x1200.png 1320w, https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-payment-430x391.png 430w, https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-payment-700x636.png 700w, https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-payment-150x136.png 150w\" sizes=\"auto, (max-width: 601px) 100vw, 601px\" \/><\/p>\n<p>Selecte Business<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\" size-full wp-image-21227\" src=\"https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-select-business.png\" alt=\"\" width=\"624\" height=\"548\" srcset=\"https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-select-business.png 2142w, https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-select-business-342x300.png 342w, https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-select-business-911x800.png 911w, https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-select-business-768x674.png 768w, https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-select-business-1536x1348.png 1536w, https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-select-business-2048x1797.png 2048w, https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-select-business-1320x1159.png 1320w, https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-select-business-430x377.png 430w, https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-select-business-700x614.png 700w, https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-select-business-150x132.png 150w\" sizes=\"auto, (max-width: 624px) 100vw, 624px\" \/><\/p>\n<h3>Step 4 \u2014 Complete the transfer<\/h3>\n<p data-start=\"1174\" data-end=\"1205\">After the payment is completed:<\/p>\n<p data-start=\"1207\" data-end=\"1337\">\u2022 Wise will send confirmation emails to both sender and recipient.<br data-start=\"1272\" data-end=\"1275\" \/> \u2022 We will start processing your order once the payment arrives<\/p>\n<p>&nbsp;<\/p>\n<h3 data-start=\"1344\" data-end=\"1372\">Transfer processing time<\/h3>\n<p data-start=\"1374\" data-end=\"1430\">Most Wise transfers arrive within <strong data-start=\"1408\" data-end=\"1429\">1\u20132 business days<\/strong>.<\/p>\n<p>&nbsp;<\/p>\n<h2><a id=\"wisevideo\">&nbsp;Wise officail Tutorial Video<\/a><\/h2>\n<p><iframe loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/HbA6qwjJkD0?feature=oembed\" width=\"930\" height=\"523\" style=\"width: 930px; height: 523px;\" title=\"How to Send Money With Wise: New Step-by-Step Guide (2026)\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<h2><a id=\"swift\">&nbsp;How to create a SWIFT transfer using Wise&nbsp;(Please avoid this payment method since the sender and receiver need to pay a handling fee)<\/a><\/h2>\n<p>&nbsp;&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\">If you create an international transfer with SWIFT, <span style=\"text-decoration: underline;\">you need to add an intermediary bank&#8217;s SWIFT code<\/span>.&nbsp;<\/span><\/p>\n<ul>\n<li><span style=\"font-size: 14pt;\">Intermediary&#8217;s SWIFT Code: SMBCJPJT<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Beneficiary Account Number:&nbsp;222-5002382<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Beneficiary Name:&nbsp;TARO\u2019S TRADE JAPAN TARO OGATA<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Beneficiary Address (Our office address) : 3-25-40 Yahatanishi-ku Kitakyushu Fukuoka Prefecture 807-0801 JAPAN<\/span><\/li>\n<\/ul>\n<p><span style=\"font-size: 14pt;\">Our Bank Account<\/span><\/p>\n<ul>\n<li><span style=\"font-size: 14pt;\">SWIFT Code\/BIC: RAKTJPJT<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Beneficiary Bank Name, Branch Name: RAKUTEN BANK, LTD. HEAD OFFICE<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Beneficiary Banl Address: 1-14-1 TAMAGAWA, SETAGAYA-KU, TOKYO, JAPAN<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Intermediary Bank: SUMITOMO MITSUI BANKING CORPORATION, TOKYO, JAPAN<br \/><\/span><\/li>\n<\/ul>\n<p>Source<\/p>\n<p>Wise: https:\/\/wise.com\/jp\/blog\/overseas-remittance-incoming-rakuten-bank<\/p>\n<p>Rakuten Bank:&nbsp;https:\/\/www.rakuten-bank.co.jp\/geo\/incoming\/flow-02.html<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Last update: 28 March 2026 Contents Why we recommend using Wise How to create a Wise account The easiest way<\/p>\n","protected":false},"author":2459,"featured_media":21225,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[788],"tags":[],"class_list":["post-21228","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-how-to-pay-from-transfer-wise"],"acf":[],"jetpack_featured_media_url":"https:\/\/staging.tarotrade.com\/wp-content\/uploads\/2018\/09\/wise-Taros-trade-japan-tag.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.tarotrade.com\/index.php?rest_route=\/wp\/v2\/posts\/21228","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.tarotrade.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.tarotrade.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.tarotrade.com\/index.php?rest_route=\/wp\/v2\/users\/2459"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.tarotrade.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21228"}],"version-history":[{"count":0,"href":"https:\/\/staging.tarotrade.com\/index.php?rest_route=\/wp\/v2\/posts\/21228\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.tarotrade.com\/index.php?rest_route=\/wp\/v2\/media\/21225"}],"wp:attachment":[{"href":"https:\/\/staging.tarotrade.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21228"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.tarotrade.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21228"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.tarotrade.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21228"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}